Discussing the possibility of a hybrid future, Michael Stroev, chief operating officer and head of product at Nebeus, will be joined by three experts — Franklin Noll, Pete Townsend and Ollie Walsh.

Noll is the president of Noll Historical Consulting and a recognized authority on the history of money, including traditional, physical banknotes and digital currencies such as crypto. Noll writes articles for the United States Department of the Treasury and has made film and radio appearances as an industry expert. He has previously written about the potential for a hybrid banknote — for instance, a cash note with a chip embedded — to routinely function as a banknote does currently but have the ability to access an electronic network to transfer its value.

Townsend is an investor, non-executive director and founding partner of the advisory firm Norio Ventures. The firm focuses on early-stage ventures in fintech, digital assets and global financial services. Townsend is also the co-host of Money Never Sleeps, a weekly podcast that looks inside the minds of entrepreneurs and at the crossover of startups, enterprise, technology, finance and life as we know it.

Walsh, CEO of the online cash platform Pipit Global, has more than 20 years of experience developing strategies for startups and small and medium-sized enterprises targeting new markets and growing revenues. 

The main topics of discussion will include:

• Hybrid banknotes — what is it, and how will it work?
• Can hybrid banknotes help the unbanked world population?
• How will central bank digital currencies change the way we use money?
• Will regulated digital currencies adopt hybrid banknotes?
• Past vs. future; analog vs. digital — what can the lessons of our past tell us about our future?